Experience
with a personal touch

With more than 40 years in business in Southwest Florida, our only mission is to protect you. Let us show you the power of personal service.

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Home & Condo Insurance

Home, Auto, Boat and Life. Talk to one of our agents today to review your existing insurance plan or develop a new one.

Auto Insurance

Let our agents navigate the confusion and shop our auto insurance companies to find you the best production. Complete coverage at affordable rates!

Flood Insurance

Protect your home and peace of mind with flood insurance tailored to Florida’s unique risks.
Whether you’re in a high-risk zone or just want added protection, our team is ready to help you.

Business Insurance

We believe every business owner deserves access to sound, informed advice. We’re ready to help protect your future. Come rain or shine we’ll keep what matters most safe.

Dedicated to keeping what matters to you most, safe.

Since Frank Lott began writing homeowners insurance policies in Fort Myers and Cape Coral in 1956, we’ve learned quite a bit about how to manage the unique challenges faced by Southwest Floridians – as well as what our Lee County community demands when it comes to the value of peace of mind. We understand that affordable home insurance, auto insurance, and business insurance can often be confusing and that too many insurance agencies focus on themselves.

For more than 70 years our founders have instilled a deep sense of culture that revolves around honesty, integrity and reliability. Whether you have a home or auto policy question, or a commercial insurance need – our agents are here to help you navigate through the uncertainty of what can often be a seemingly complicated process.

Companies We Represent

One-size-fits-all doesn’t apply when it comes to insurance, which is why every clients needs are matched with a company that suits them best.

As an independent agency, we sit on the same side of the table as our clients. Since 1982, we’ve grown our insurance company portfolio to find the best home, auto, business, and specialty insurance companies for our clients in Fort Myers, Cape Coral, Bonita Springs, Naples and all of Southwest Florida.

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What our clients are saying…

      EXCELLENT  
   Based on 177 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   DAVID SANSONE 
 
 
 
 Trustindex verifies that the original source of the review is Google. A very professional pleasant experience if 6 stars were available they would all be toggled. Thank You Megan
  
 
      Posted on Google  
   
   Coleen Descoteaux 
 
 
 
 Trustindex verifies that the original source of the review is Google. Working with Megan was a pleasure. I found her to be professional, patient with my questions, efficient. Her response time was very impressive. I am looking forward to working with her.
  
 
      Posted on Google  
   
   C King 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had a great experience working with our insurance representative David during a recent renewal process for our condominium association. He handled everything professionally and efficiently. He was very helpful and very responsive. He turned around a competitive quote very quickly and ultimately secured coverage that came in significantly lower than our previous year’s premium, without compromising on service. We’d also like to recognize Dawn in the office, who was incredibly helpful throughout the process. She was responsive, supportive, and went above and beyond helping us with additional information, which we greatly appreciated. Overall, the team demonstrated professionalism, responsiveness, and integrity. Highly recommend.”
  
 
      Posted on Google  
   
   All Pro Auto Service 
 
 
 
 Trustindex verifies that the original source of the review is Google. Megan took care of all the details and transactions. Fast and easy.
  
 
      Posted on Google  
   
   Steve Harvey 
 
 
 
 Trustindex verifies that the original source of the review is Google. Megan was the best!  Very responsive and always available.
  
 
      Posted on Google  
   
   Adam Davie 
 
 
 
 Trustindex verifies that the original source of the review is Google. This team is excellent at what they do, and their customer service and response times are unmatched in the industry. They've taken great care of me and my business.
  
 
      Posted on Google  
   
   T L 
 
 
 
 Trustindex verifies that the original source of the review is Google. Megan is absolutely outstanding.  I was speaking with agents from 6 other insurance brokers -- she is far, far better than all of them.  Not only is she incredibly knowledgeable, Megan is very responsive.  I called her about an umbrella policy through my auto insurance.  She needed a copy of my homeowner policy with another insurance company to add my house to the umbrella.  She went the extra step to let me know that the cost of my homeowner policy was too high and worked with me to save me over $4,000 per year on my homeowner insurance.  She should be your first call for any insurance needs you may have.