

Lott & Gaylor Insurance
Lott & Gaylor Insurance
Experience
with a personal touch
Dedicated to keeping what matters to you most, safe.
Since Frank Lott began writing homeowners insurance policies in Fort Myers in 1956, we’ve learned quite a bit about how to manage the unique challenges faced by Southwest Floridians – as well as what our Lee County community demands when it comes to the value of peace of mind. We understand that affordable home insurance, auto insurance, and business insurance can often be confusing and that too many insurance agencies focus on themselves.
For more than 65 years our founders have instilled a deep sense of culture that revolves around honesty, integrity and reliability. Whether you have a home or auto policy question, or a commercial insurance need – our agents are here to help you navigate through the uncertainty of what can often be a seemingly complicated process.

Getting Started is easy
Contact us today and let us show you how the power of personal service and a passion for risk management can help you protect the things you care about most.
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What our clients are saying...
EXCELLENT Based on 153 reviews John Mayer2025-01-16Trustindex verifies that the original source of the review is Google. Insurance policies always make my eyes gloss over. I need professional assistance. You can do no better than Lott & Gaylor in my opinion. With their guidance I changed to higher quality insurance companies at materially lower premiums. Take my recommendation if you are looking to change insurance agents, and contact Lott & Gaylor. Kevin M2024-12-26Trustindex verifies that the original source of the review is Google. Quick! Efficient! Happy with pricing. Recommend. David Bottoni2024-12-26Trustindex verifies that the original source of the review is Google. Megan was very responsive, attentive and helpful. I would recommend Lott and Gaylor Insurance. Sandra Casey2024-08-15Trustindex verifies that the original source of the review is Google. Great to work with! They responded to my insurance needs quickly and efficiently Marilyn Balderrama2024-06-03Trustindex verifies that the original source of the review is Google. I was recommended by a friend of mine who suggested to give Lott & Gaylor Insurance company a call regarding my condo insurance. I was highly pleased with the agent (Megan Duchene) who did an awesome job connecting me with the right insurance company for my condo. She got back with me the same day I requested quotes. Nice job Megan! Will definitely recommend Lott & Gaylor to friends and family. Atul Kaul2024-02-28Trustindex verifies that the original source of the review is Google. Excellent service by Megan. She is patient and gave various options and coverage options to make an informed decision. Competitive quote, not disappointed. 5 stars! Laura Donohoe2024-02-18Trustindex verifies that the original source of the review is Google. I called Lott & Gaylor when I was finding it nearly impossible to find a new homeowners policy for a condominium I recently inherited in Ft Myers. After two very frustrating days on the phone with various insurance companies, Megan as able to find an affordable policy for me with the coverages I needed within 30 minutes. She was knowledgeable, professional and patient. I wish I'd called them first!! G'nC Roedding2023-11-02Trustindex verifies that the original source of the review is Google. We've been extremely happy with the prompt and throrough service we've received from Megan at Lott & Gaylor. They didn't just give us a policy to get money but sought to do what was in our best interests. We'd recommend them to anyone needing insurance.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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Reliability. Integrity. Peace of mind.
Start a fast, free home, auto or business insurance quote with Lott & Gaylor. Contact us today and let us show you how the power of personal service and a passion for risk management can help you protect the things you care about most.
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Companies We Represent
One-size-fits-all doesn’t apply when it comes to insurance, which is why every clients needs are matched with a company that suits them best.
As an independent agency we sit on the same side of the table as our clients. Since 1982, we’ve grown our insurance company portfolio to find the best home, auto, business, and specialty insurance companies for our clients in Fort Myers, Cape Coral, Bonita Springs, Naples and all of Southwest Florida.