Lott & Gaylor

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condo insurance

How To File a Condo Insurance Claim

Condo living in has its challenges, especially when filing an insurance claim. Given the state’s unpredictable weather and the ever-changing condo insurance landscape, you should learn how to handle condo insurance claims before the need arises. This guide offers clear, actionable steps to help you confidently manage your condo insurance claim. With our extensive experience […]
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home insurance in Florida

Are You Underinsured? Checking Your Florida Home Insurance Policy

As a Florida homeowner, you’re familiar with the unique demands of the state’s real estate and home insurance markets. Property values in hurricane-prone areas often rebound — and may even increase — after a storm. However, rising interest rates, home prices, and costs of home insurance in Florida create a complex landscape, making it essential […]
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condo insurance

What To Do if Your Condo Association Insurance Policy Falls Short

Condo ownership in Estero, Florida, offers many advantages, but recent events have shown how important it is to have comprehensive condo insurance coverage. Hurricanes Milton and Helene caused severe flooding, storm surges, and widespread damage, leaving many condo owners dealing with repairs and recovery. These consecutive storms have disrupted daily life and left a trail […]
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Is Your Auto Insurance Sufficient for Commuting in Cape Coral?

Commuting in the Sunshine State presents unique challenges that demand a closer look at your auto insurance in Cape Coral, Florida. Nationally, we rank high with an average of 60 minutes roundtrip for the daily Cape Coral commuter. Long driving times are among the factors discussed below that underscore the need for comprehensive auto insurance […]
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home insurance in Naples

How To Ensure Your Home Insurance in Naples, FL, Covers Natural Disasters

Naples, Florida, is a beautiful city known for its stunning beaches, luxurious lifestyle, and, unfortunately, its vulnerability to natural disasters. As a homeowner in this picturesque coastal city, ensuring your home insurance in Naples, FL, provides adequate protection against the unique challenges posed by hurricanes, floods, and other catastrophic events is crucial. This article explores […]
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