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Force placed insurance

Lender Placed Insurance for Commercial Buildings

Lender placed insurance (LPI), also known as forced placed insurance, is a policy that a lender or mortgage servicer buys on behalf of a borrower when the latter’s own property insurance lapses or is deemed insufficient. While this might seem like a convenient safety net for commercial building owners, LPI can be a financial and […]
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homeowners insurance in Florida

Can Fortifying Your Home Against Hurricanes Save Money on Homeowners Insurance in Florida?

In Florida, where hurricanes are a seasonal threat, homeowners continually seek ways to protect their properties. A pertinent question often arises: Can strengthening your home against hurricanes lead to savings on homeowners insurance premiums? Understanding how this process works can help homeowners make informed decisions about fortifying their homes and managing the costs of homeowners […]
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homeowners insurance in Bonita Springs FL

Do You Need Liability Insurance for Your Bonita Springs Home?

Although a home is a source of pride and achievement, homeownership entails managing potential risks. When looking for homeowners insurance in Bonita Springs, FL, it is crucial to comprehend how liability insurance financially protects you and your family.  This article addresses liability coverage’s significance in safeguarding Florida homeowners from unanticipated catastrophic events. Lott & Gaylor […]
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Homeowners insurance in Fort Myers

Homeowners Insurance Fort Myers: What You Need to Know

Fort Myers is a thriving Southwest Florida coastal city known for its natural beauty, cultural heritage, vibrant arts scene, abundance of sun and seashells, and laid-back atmosphere. However, safeguarding your home requires careful consideration, even in areas with amenities as appealing as any coastal paradise. Homeowners insurance in Fort Myers is an essential safeguard against […]
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