Home Insurance

Homeowners insurance in Fort Myers

Homeowners Insurance Fort Myers: What You Need to Know

Fort Myers is a thriving Southwest Florida coastal city known for its natural beauty, cultural heritage, vibrant arts scene, abundance of sun and seashells, and laid-back atmosphere. However, safeguarding your home requires careful consideration, even in areas with amenities as appealing as any coastal paradise. Homeowners insurance in Fort Myers is an essential safeguard against […]
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Cape Coral home insurance

5 Questions to Ask When Shopping for Cape Coral Home Insurance

Cape Coral, Florida’s “Waterfront Wonderland,” is a city where canals tell tales and local legends add intrigue. Despite its allure for residents and visitors alike, shopping for Cape Coral home insurance can feel like navigating a labyrinth, especially with the unique challenges posed by the region’s climate and geography. Cape Coral homeowners require insurance that […]
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Harnessing the Breeze: The Crucial Role of Wind Mitigation Inspections in Safeguarding Homes

As we move out of hurricane season, it’s fitting to shed light on an often overlooked but immensely significant aspect of homeownership – wind mitigation inspections. In the realm of safeguarding homes against natural disasters, these inspections emerge as unsung heroes, quietly fortifying structures against the relentless forces of wind. Let’s delve into the importance […]
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10 Tips for Dealing with Insurance Claim Adjusters

Navigating the complex world of insurance claims can be a daunting task, especially when dealing with insurance company adjusters. These professionals are tasked with assessing the damage, determining coverage, and ultimately settling claims. To ensure a fair and efficient claims process, it’s important to understand and implement the best practices for dealing with insurance company […]
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Is Wind Insurance Worth the Additional Cost?

With insurance premiums skyrocketing here in Florida – you may be asking yourself if the additional premium you’re paying for wind and hail coverage is a sound investment. In some cases, 70% or more of your home insurance premium may be associated with the wind related portion of the overall risk. Purchasing wind coverage in […]
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myths homeowners insurance florida

Homeowners Insurance in Fort Myers – Myths and Facts

Since there is plenty of misinformation and myths about home insurance in Fort Myers, we’re here to set the record straight. At Lott & Gaylor Insurance, we want to help you make informed decisions about your coverage, and you can’t do that without accurate facts. So, here are some popular myths about homeowners insurance in […]
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Homeowners vs Condo Insurance

How Is Condo Insurance Different From Homeowners Insurance?

Condo insurance and homeowners insurance are similar in the fact that they both cover the inside of a home, personal property, and personal liability. The main difference between these two policies is how they insure the structure of a home. Homeowners vs Condo Homeowners insurance covers the inside and the outside of a home – […]
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importance homeowners insurance

How Important is Homeowners Insurance?

Your home is one of your biggest assets, so it only makes sense to protect it. That’s exactly what homeowners insurance does – it protects your home and personal property and can provide the funds to rebuild in the event of a loss.  Most mortgage lenders require you to have a homeowners insurance policy. If […]
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