Designing, installing and servicing a heating, ventilation and air conditioning system is no easy task – but quality and precision is what sets you apart. Like your customers, you need that same quality and precision when it comes to the HVAC insurance needs of your business.

At Lott & Gaylor Insurance, we’ve been insuring HVAC contractors in Fort Myers, Cape Coral and Naples and all of Florida for over three decades. We have the knowledge and ability it takes to properly insure your HVAC business completely. We’ve partnered with carriers that specialize in providing comprehensive general liability, business property, workers compensation and business auto programs that not only offer great HVAC insurance coverages but do so for a price that will meet your budget.

Whether you’re a start-up looking for coverage or a seasoned business searching for an alternative insurance solution, our A.M. Best A-Rated carriers have tailor-made HVAC insurance packages that are both comprehensive and affordable.