Fort Myers Office

2120 West First Street

Fort Myers, FL 33901

Florida Contractors Insurance

Contractors Application

From General Contractors to Trade and Artisan Contractors insurance including professional liability in Fort Myers, Cape Coral, Naples and beyond- we’ve got you covered. Big or small, Lott & Gaylor Insurance has access to the largest and most competitively priced contractors insurance companies in the country. With specialty insurance programs for HVAC contractors, plumbing contractors, roofers and electricians – we have the markets that will tailor your business insurance with your needs.

 It’s vital that you are aware of all the potential pitfalls that can occur on the job, and how the right insurance can protect your business from any unforeseen troubles down the line. No matter what size your business is, our agents have the experience to help tailor an contractors insurance plan that will fit your requirements.

Our contracting insurance company’s have implemented comprehensive programs that cover general liability, business property insurance, commercial auto, tools & equipment, installation floaters and in some cases professional liability. In addition to the standard business insurance policy, we routinely write builders risk insurance as well as all types of bonds.

Protection for every budget or job

Because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of coverages.

Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.

We understand you need to stay focused on work, and not the risks you face every day. Thats why we work with multiple carriers to find you the best coverage at the most affordable price.

Insurance keeps working, even after the job is done

Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.

Our insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

Do you need construction insurance?

Any person or business working in construction trades: building construction, heavy construction, or home improvement. We offer coverage for every trade, including:

  • Contractors Insurance
  • Carpenter Insurance
  • Plumber Insurance
  • Handyman Insurance
  • Electrician Insurance
  • Masonry Insurance
  • Security Company Insurance
  • Home Builder Insurance
  • Developer Insurance
  • Renovation Insurance
  • Welding Insurance
  • Artisan Insurance

Request a Quote

Thank you!
Oops!