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Homeowners Insurance Savings Tip – Wind Mitigation Credits
Homeowners Insurance Savings Tip – Wind Mitigation Credits Depending on where you live in Florida, the windstorm portion of your homeowners policy premium is typically between 15% – 70%. A wind mitigation inspection can...
Read MorePerfusion Liability Insurance – Professional Liability Insurance Primer
Whether you’re the owner of company or an independent contractor, professional liability insurance is typically the last thing on your mind. During my time in the U.S. Army and as a trauma and burns R.N. my focus, like yours, was...
Read MoreFive Ways to Protect Your Home During a Hurricane
Install hurricane straps. Made of galvanized metal, hurricane straps help hold the roof and walls together in high winds. Invest in storm shutters. Permanent storm shutters offer the best protection for windows and glass doors. A...
Read MoreFlood Insurance Changes – Biggert-Waters Reform Act of 2012
Many Fort Myers, Cape Coral and Naples home and business owners are starting to feel the bite of the the first National Flood Insurance Program (NFIP) change since 2004. Designed to allow the NFIP to raise rates to reflect the "true...
Read MoreCitizens Insurance Homeowners Limitations & Exclusions
We often have clients (or prospective clients) calling us asking for a quote with Citizens for their home insurance policy because their neighbor or friend says their Citizens homeowners was cheaper. By law agents cannot offer a...
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Business Insurance Basics – Coverages You Need to Consider
There’s nothing like the feeling of the first time you tell someone that you’re self employed. For many, it’s both a liberating and terrifying experience. It’s no secret that saying you’re self employed...
Read MoreUnderstanding Business Interruption Insurance
What is Business Interruption? Business interruption (also known as business income coverage) insurance is a key part of any complete commercial insurance policy and can be vital to a business’s ability to remain solvent after a...
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