Fort Myers Office

2120 West First Street

Fort Myers, FL 33901

Homeowners, Auto and Business insurance for Fort Myers, Cape Coral and all of Southwest Florida since 1982


Homeowners Insurance

Protection for your home and personal possessions, along with personal liability.

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Auto Insurance

Let us help you look for lower auto insurance rates, with access to multiple companies we can see if you or your business can save money.

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Business Insurance

Peace of mind for your business through property insurance, general liability, business automobile, workers compensation, group health and more.

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Group Benefits

Our consultants can help create and administer a group benefits package that can be tailored to the needs of your workforce.

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Condo and Renters Insurance

Complete coverage for your condominium, jewelry and other personal possessions, along with personal liability and umbrella coverage.

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Boat & RV Insurance

We can help select the the boat, personal watercraft, motorcycle or RV insurance to fit your budget.

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Habitational Insurance

From Condo and Homeowner Associations to apartments and hotels, our team can help develop a customized the extra set of protections to cover your assets.

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Contractors Insurance

Lott & Gaylor can help customize a protection plan that includes general liability, commercial auto workers compensation and coverage for your tools.

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Our clients demand value and accountability,&#160;<em>and we love that.</em>

Our clients demand value and accountability, and we love that.

We understand that home insurance, auto insurance, and business insurance can often be confusing. We also understand that too many insurance agencies focus on themselves; what they tell you makes them different is really what makes them all the same. Partnering with the right Southwest Florida Insurance agency is an important decision that can often make the difference between confusion and chaos or peace of mind.

Contact us today and let us show you how the power of personal service and a passion for risk management can help you protect the things you care about most. 

<p>Protecting Those Who Matter Most</p>

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.
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<p>If a Tree Falls</p>

If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.
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<p>Buying Auto Insurance For Teen Drivers</p>

Buying Auto Insurance For Teen Drivers

Tips on insuring your teen driver.
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