Experience With a Personal Touch
With more than 40 years in business in Southwest Florida, our only mission is to protect you. Let us show you the power of personal service.
Personal Insurance Specialists
Home, Auto, Boat and Life. Talk to one of our agents today to review your existing insurance plan or develop a new one.
Business Insurance
We believe every business owner deserves access to sound, informed advice. We're ready to help protect your future. Come rain or shine we'll keep what matters most safe.
Custom Insurance Plans
Our agents can help tailor a insurance program to meet your needs and lifestyle.
Homeowners, Auto and Business insurance for Fort Myers, Cape Coral and all of Southwest Florida since 1982
Homeowners Insurance
Protection for your home and personal possessions, along with personal liability.
Auto Insurance
Let us help you look for lower auto insurance rates, with access to multiple companies we can see if you or your business can save money.
Business Insurance
Peace of mind for your business through property insurance, general liability, business automobile, workers compensation, group health and more.
Group Benefits
Our consultants can help create and administer a group benefits package that can be tailored to the needs of your workforce.
Condo and Renters Insurance
Complete coverage for your condominium, jewelry and other personal possessions, along with personal liability and umbrella coverage.
Boat & RV Insurance
We can help select the the boat, personal watercraft, motorcycle or RV insurance to fit your budget.
Habitational Insurance
From Condo and Homeowner Associations to apartments and hotels, our team can help develop a customized the extra set of protections to cover your assets.
Contractors Insurance
Lott & Gaylor can help customize a protection plan that includes general liability, commercial auto workers compensation and coverage for your tools.

Our clients demand value and accountability, and we love that.
We understand that home insurance, auto insurance, and business insurance can often be confusing. We also understand that too many insurance agencies focus on themselves; what they tell you makes them different is really what makes them all the same. Partnering with the right Southwest Florida Insurance agency is an important decision that can often make the difference between confusion and chaos or peace of mind.
Contact us today and let us show you how the power of personal service and a passion for risk management can help you protect the things you care about most.

Protecting Those Who Matter Most

If a Tree Falls
If a Tree Falls
Stay Safe with a B.O.P. At Your Back
Stay Safe with a B.O.P. At Your Back