Lott & Gaylor Insurance is committed and here for you before, during and after your loss.
Although having an accident can be stressful, there's no reason settling your insurance claim should be. Generally speaking, reporting directly to the carrier is the best option, however we'd be happy to help - either way, we'll make sure your needs are met. To report a claim, get started by selecting an option below that best fits your needs.
Your adjuster will assist you in preparing a Proof of Loss (which is your sworn statement of the amount you are claiming including necessary supporting documentation) for your official claim for damages. A Proof of Loss can be many things, but must contain the specific details set forth in the Standard Flood Insurance Policy. You’ll need to file your Proof of Loss with your insurance company within 60 days of the flood. This document substantiates the insurance claim and is required before the National Flood Insurance Program (NFIP) or insurance company can make payment.
You’ll receive your claim payment after you and the insurer agree on the amount of damages and the insurer has your complete, accurate, and signed Proof of Loss. If major catastrophic flooding occurs, it may take longer to process claims and make payments because of the sheer number of claims submitted.