There’s no getting around it, if you have a car here in Fort Myers, Cape Coral or Naples Florida and plan on driving it – you must have insurance. Fortunately there are ways you can protect yourself and save money on car insurance without ending up with a useless policy. Auto insurance premiums are based on many factors – a few of which you have little to no control over such as your age, marital status, sex or your geographic location. The good news is that there are still some variables that factor into receiving a great auto insurance quote that you do have control over, here are a few:
- Shop around – This should go without saying but many people are inclined to just renew and not deal with the perceived “hassle” of making a phone call to their agent. Premiums from different company’s can very drastically, many agents are captive to to one company and aren’t allowed to offer or shop on your behalf – speak with an independent agent who represents many different carriers and can look at the whole market instead of just one. Most agents should be able to tell you over the phone whether they can be competitive with your current policy.