- If you are in an industry, other than construction, and have 4 or more employees, full or part-time you are required to carry workers comp coverage (an exempted corporate officer does not count as an employee).
- If you are in the construction industry, and have 1 or more employees (including yourself), you are required to carry Florida worker comp coverage (an exempted corporate officer or member of LLC does not count as an employee).
- If you are a state or local government you are required to carry workers comp coverage.
- If you are a farmer, and have more than 5 regular employees and/or 12 or more other workers for seasonal agricultural labor lasting 30 days or more, you are required to carry Florida workers compensation coverage.
Workplace Safety Credit
This credit is available to employers that have established a certified a workplace safety program that meets with Florida Statute 440.1025
Drug Free Workplace Credit (5%)
This credit is available to employers who have established a certified a drug-free workplace in accordance with Florida Statute 440.102
FCCPAP (5 – 25% for qualifying class codes)
FCCPAP is an acronym for the Florida Contracting Premium Adjustment Program. This program allows for credits for qualifying employers engaged in certain contracting operations. The premium adjustment will be based on a calculation the average hourly pay for the qualifying construction classes.