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Flood Insurance Changes – Biggert-Waters Reform Act of 2012

By | 2017-04-13T11:38:18+00:00 11:44 am|Categories: flood|

Many Fort Myers, Cape Coral and Naples home and business owners are starting to feel the bite of the the first National Flood Insurance Program (NFIP) change since 2004. Designed to allow the NFIP to raise rates to reflect the "true risk" of flood losses and make the flood program more financially stable - the [...]

Citizens Insurance Homeowners Limitations & Exclusions

By | 2017-04-13T11:38:18+00:00 8:30 am|Categories: blog, Personal|Tags: , , |

It's not hard to understand that through rate increases, severe reductions in coverage and the potential for assessment - Citizens Insurance is telling policy holders in no uncertain terms - they don't want your homeowners insurance business.

Are You (or Your Loved One) Too Old to Drive?

By | 2017-04-13T11:38:18+00:00 2:43 pm|Categories: blog, Personal|Tags: , , , , |

Drivers in their late 70s have about the same number of injury-involved crashes per mile driven as drivers in their early 20s. And drivers age 85 and older are injured or killed in crashes at a higher rate than any other age group. This is due primarily to increased fragility that comes with age.

Advantages of Independent Agency over Online Insurance

By | 2017-04-13T11:38:18+00:00 2:20 pm|Categories: blog|

Why should you choose an Independent Agent over an online insurance service? It’s all the same, right? It’s all just insurance in the end. Well…maybe, maybe not. It’s too important of a choice to gamble on, only to find out in the event of a loss that you either don’t have the coverage or can’t get the service you need.

Car Insurance Savings Tips

By | 2017-04-13T11:38:19+00:00 5:00 pm|Categories: blog, Personal|Tags: , , , |

There's no getting around it, if you have a car here in Fort Myers, Cape Coral or Naples Florida and plan on driving it - you must have insurance.  Fortunately there are ways you can protect yourself and save money on car insurance without ending up with a useless policy.