Homeowners, Automobile and Business Insurance

Serving Fort Myers, Cape Coral, Naples and all of Southwest Florida

We understand that home insurance, auto insurance and business insurance can often be confusing. We also understand that too many insurance agencies focus on themselves; what they tell you makes them different is really what makes them all the same. Partnering with a Ft. Myers business, auto or home insurance firm is an important decision that can often make the difference between confusion and chaos or peace of mind.

More than a just a faceless agent, at Lott & Gaylor you’ll receive a friendly partner to help guide you through the complexities of coverage options and insurance policy terms that can be so frustrating. If you see value in the power of personal relationships and understand that trust is earned and not given, you’ll understand our agency vision. Our approach isn’t unique, but we think we’ve perfected how to earn trust by providing great coverage with the best service, one policy and one partner at a time.

Honesty and integrity is not something our Cape Coral, Naples and Ft. Myers insurance partners hope to receive from us, it’s what they demand. Our pledge is that each auto, business or home insurance policy will be written with your best interest in mind, not ours.

For over 30 years we’ve drawn upon the combined experience of our staff to merge a customer centered approach to providing rock solid insurance and risk management solutions that are both affordable and comprehensive. We strive to provide superior value through a measured – client oriented approach at risk management. Whether you need homeowners or condo insurance, auto or business insurance in Fort Myers, Naples, Cape Coral or beyond – we can handle it.

We believe that insurance shouldn’t be a burden and dealing with it shouldn’t be a hassle, call or email us today and let us put our knowledge and experience to work for you.

Business Insurance

Business Insurance

Get a Business Quote
Home and Auto Insurance

Home & Automobile Insurance

Protection for your home or condo, automobiles, boats and personal possessions, along with personal liability and umbrella coverages.

Get an Auto Quote
Life & Health Insurance

Life & Health Insurance

Get a Life or Health Quote
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I appreciate the wonderful and timely service that I have received from your office. I had quite a bad experience in dealing with my mtg. company on my homeowners and flood insurance. Katrina was able to help me endlessly in this matter and made my search ever so much easier and calm. I can’t thank you enough for her wonderful service.
Patty Houlihan
Monica has been our agent for homeowners insurance the past few years. She has always been cordial and is very knowledgeable in answering my questions. Keep up the great service!
Eugene Willard
Proactive, professional and personalized client services. What more can you ask for?!?!
Sandlefoot Condominium Association
Have been doing business with your firm for over 20 years and would not even consider going elsewhere for my insurance needs. Corporately and Personally, have remained satisfied with the service and product received.
Ed Crittenden, http://www.cacadjfla.com
i have been in business and dealing with insurance companies since 1980. All i can say about Lott and Gaylor, in comparing them with all the other insurance companies i have worked with, I simply would not ever consider using another company due to the service i have received.
Noreen Scarola, Normark Investments
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Let's Get Started!

Contact us today and let us show you how the power of personal service and a passion for risk management can can help you protect the things you care about most. Our insurance service teams strives to raise the bar by providing you with an experience unmatched by other insurance providers. Our clients demand value and accountability, and we love that.
Contact Our Team